User Agreement

This is an agreement between you (seller of Cyptocurrency and or Gifcards) and GiftcardsNaira.com (“GiftcardsNaira.com”). This website and its related services are owned and operated by GiftcardsNaira.com By signing up to use an account through GiftcardsNaira.com, or any associated trading platforms such as Whatsapp (08123187093) , Wechat, Instagram, Skype APIs, or mobile applications (collectively the “GiftcardsNaira.com Site”), you agree that you have read, understood, and accepted all of the terms and conditions contained in this Agreement.

About GiftcardsNaira.com

GiftcardsNaira.com is a leading exchange platform to sell digital currency and GiftCards for Naira or Cryptocurrency. GiftcardsNaira.com also offers hosted digital wallet services. Our customers can visit our website or and social platform to sell digital currency (i.e bitcoin, gift card.) via any means they wish and the seller agrees to be the legitimate owner of the giftcard and or Bitcoin.

ELIGIBILITY
You hereby accept and acknowledge that you:(a) Are of legal age to agree to these Terms;(b) You are a legitimate owner of the digital currency and or giftcard you are about to sell to us.(c) That you are not in any means Using us to launder moneyIf you are using the Services on behalf of a legal entity, you further represent and warrant that:(i) The legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization, and(ii) You are duly authorized by such legal entity to act on its behalf.

JURISDICTION, TERRITORIAL LIMITATIONS & SEVERABILITY
These Terms and your use of the Website and Services shall be governed by and construed in accordance with Nigerian Law. Any dispute arising in connection with these Terms or your use of the Website or Services will be resolved exclusively in the courts of Nigeria. Nothing in these Terms shall be deemed to affect your statutory rights under Nigerian law.If any part of these Terms is held by any court of Nigeria to be invalid or unenforceable in whole or in part, the validity or enforceability of the other sections of these terms and conditions shall not be affected. Any heading contained in these Terms are for informational purposes only and are not enforceable provisions of these Terms

PRIVACY POLICY & SECURITY
We endeavour to take all reasonable steps to protect your personal information. However, we cannot guarantee the security of any data you disclose online. You accept the inherent security risks of providing information and dealing online over the Internet and will not hold us responsible for any breach of security unless this is due to our negligence.

ASSUMPTION OF RISK, LIMITATIONS ON LIABILITY & INDEMNITY
You accept and acknowledge the various risks inherent to using Digital Currency including but not limited to hardware failure, software issues, internet connection failure, malicious software, third party interference leading to access to your wallet and other user data. You accept and acknowledge that GiftcardsNaira.com will not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using the Services, however caused.You accept and acknowledge that there are risks associated with utilizing any Digital Currency network, including, but not limited to, the risk of unknown vulnerabilities in or unanticipated changes to the network protocol. You acknowledge and accept that GiftcardsNaira.com has no control over any cryptocurrency network and will not be responsible for any harm occurring as a result of such risks.We will use reasonable endeavours to verify the accuracy of any information on the Website but we make no representation or warranty of any kind, express or implied, statutory or otherwise, regarding the contents of the Website, information and functions made accessible through the Website, any hyperlinks to third party websites, or the security associated with the transmission of information through the Website or any website linked to by the Website.We will not be responsible or liable to you for any loss and take no responsibility for and will not be liable to you for any use of our Services, including but not limited to any losses, damages or claims arising from:User error such as forgotten passwords, incorrectly constructed transactions, or mistyped Digital Currency addresses;Server failure or data loss;Corrupted Wallet files;Unauthorized access to applications;Any unauthorized third party activities, including without limitation the use of viruses, phishing, brute forcing or other means of attack against the Website or Services. We make no warranty that the Website or the server that makes it available, are free of viruses or errors, that its content is accurate, that it will be uninterrupted, or that defects will be corrected. We will not be responsible or liable to you for any loss of any kind, from action taken, or taken in reliance on material, or information, contained on the Website.Subject to 7.1 below, any and all indemnities, warranties, terms and conditions (whether express or implied) are hereby excluded to the fullest extent permitted under Nigeria law.We will not be liable, in contract, or tort (including, without limitation, negligence), other than where we have been fraudulent or made negligent misrepresentations.Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraudulent misrepresentation, or any other liability which may not otherwise be limited or excluded under Nigeria law.7.1.

AGREEMENT TO HOLD GIFTCARDSNAIRA.COM HARMLESS
You agree to hold harmless GiftcardsNaira.com (and each of our officers, directors, members, employees, agents and affiliates) from any claim, demand, action, damage, loss, cost or expense, Fraud, Stealing, Money Laundering, Internet Fraud, including without limitation reasonable legal fees, arising out or relating toYour use of, or conduct in connection with, our Services;Your violation of these Terms; orViolation of any rights of any other person or entity.The Giftcards and Cryptocurrency you are selling you agree that it is not gotten through any fraudulent method. and you agree that if it is otherwise giftcardsnaira.com will not be responsible.That we might Send your information to the to the Law enforcement agency if we suspect that what you trade with us is gotten through fraudulent means.We might Collaborate with the Law enforcement if requested with Legal Order.7.2. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it.

NO LIABILITY FOR THIRD PARTY SERVICES AND CONTENT
In using our Services, you may view content or utilize services provided by third parties, including links to web pages and services of such parties (“Third Party Content”). We do not control, endorse or adopt any Third-Party Content and will have no responsibility for Third Party Content including, without limitation, material that may be misleading, incomplete, erroneous, offensive, indecent or otherwise objectionable in your jurisdiction. In addition, your dealings or correspondence with such third parties are solely between you and the third parties. We are not responsible or liable for any loss or damage of any sort incurred as a result of any such dealings and you understand that your use of Third Party Content, and your interactions with third parties, is at your own risk.

HOSTED DIGITAL CURRENCY WALLET
The hosted digital currency wallet service provided by GiftcardsNaira.com is a secure method of storing, sending, and receiving digital currency(i.e bitcoin and gift cards). GiftcardsNaira.com reserves the right to refuse to process any transaction if required by law or if we deem the transactions to be against our terms.You hereby accept and acknowledge that you take responsibility for all activities that occur under your Wallet and accept all risks of any authorized or unauthorized access to your Wallet, to the maximum extent permitted by law.

GIFTCARDSNAIRA.COM SERVICES
As described in more detail below, the Services, among other things, provide in-browser software that (a) generates and stores Digital Currency Wallet Addresses and (b) Facilitates the submission of Digital Currency transaction data to the relevant Digital Currency blockchain network without requiring you to download or install the associated Digital Currency network software to your local device In order for transactions to be completed, the digital currency transaction must be confirmed by the associated public ledger (blockchain). These blockchains are not owned or operated by GiftcardsNaira.com in any way. Transmission of these transactions is purely dependent on the specific digital currency network. You understand and agree that any transaction may never complete or be significantly delayed due to the network properties of the associated digital currency network.

GiftcardsNaira.com does not store digital currency. Digital currencies are always stored on their respective networks or blockchains. All digital currency transactions occur within the digital currency network, not on GiftcardsNaira.com. There are no guarantees that the transaction will process on the digital currency network.

GiftcardsNaira.com acts as the buyer of the giftcards and Cryptocurrency. Users/Sellers agree upon which payment methods they wish to transact with and take all responsibility of making sure they are acting in a lawful manner.If your giftcard blocks any of our account or we experience charge back, you might be required to make full refund for the balance on our account.Selling Digital currency to us:Follow our handles (Whatsapp | live chat) as presented to you on our site.State the Digital currency you want to sell and wait for rateYou must be aware that you must be the legitimate owner of the item you are about to sell.
If rate is agreed you provide the Digital currency for us to processWhen we are done we will disburse your payment to the provided payment method.If we provide proof of Digital currency be already redeemed, Invalid code or disabled our account you must follow our instructions.Accept paymentWhen a GiftcardsNaira.com user selects your offer, process the payment immediately.Once you have accepted the payment, release the digital currency from escrow.ComplianceYou are wholly responsible to comply with all laws and regulations for the jurisdiction(s) in which your exchange takes place.Relationship. Nothing in these Terms is intended to nor shall create any partnership, joint venture, agency, consultancy or trusteeship, you and GiftcardsNaira.com being with respect to one another independent contractors.Accuracy of Information. You represent and warrant that any information you provide via the Services is accurate and complete. You accept and acknowledge that GiftcardsNaira.com is not responsible for any errors or omissions that you make in connection with any Digital Currency transaction initiated via the Services, for instance, if you mistype a Wallet Address or otherwise provide incorrect information. We strongly encourage you to review your transaction details carefully before completing them via the Services
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No Cancellations or Modifications. Once transaction details have been submitted to the Digital Currency network via the Services, the Services cannot assist you to cancel or otherwise modify your transaction details. GiftcardsNaira.com has no control over any Digital Currency network and does not have the ability to facilitate any cancellation or modification requests.

Taxes.
It is your responsibility to determine what, if any, taxes apply to the transactions for which you have submitted transaction details via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that GiftcardsNaira.com is not responsible for determining whether taxes apply to your Digital Currency transactions or for collecting, reporting, withholding or remitting any taxes arising from any Digital Currency transactions.

FEES FOR USING GIFTCARDSNAIRA.COM SERVICES
Creating a Wallet is free. GiftcardsNaira.com charges fees for Services, applicable fees will be displayed prior to you using any Service to which a fee applies.

NO RIGHT TO CANCEL SERVICES OR MINERS FEES
If you use a Service to which a charge applies, or you initiate a transaction with a Miners Fee via the Services, you will not be able to change your mind once you have confirmed that you wish to proceed with the Service or transaction.

DISCONTINUANCE OF SERVICES
We may, in our sole discretion and without cost to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.

SUSPENSION OR TERMINATION OF SERVICES
We may suspend or terminate your access to the Services in our sole discretion, immediately and without prior notice, and deactivate your Wallet without cost to you, including, for instance, in the event that you breach any term of these Terms. In the event of termination, your access to funds will depend on the reason for termination. We hold the right to retain your funds if we have evidence of malicious behavior or failure to comply with the User Agreement.

ACCEPTABLE USE
When accessing or using the Services, you agree that you will not commit any unlawful act, and that you are solely responsible for your conduct while using our Services. Without limiting the generality of the foregoing, you agree that you will not:

Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden or impair the functioning of our Services in any manner;

Use our Services to pay for, support or otherwise engage in any illegal activities, including, but not limited to illegal gambling, fraud, money laundering, or terrorist activities.

Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data;

Use or attempt to use another user’s Wallet without authorization;Attempt to circumvent any content filtering techniques we employ, or attempt to access any service or area of our Services that you are not authorized to access;

Introduce to the Services any virus, Trojan, worms, logic bombs or other harmful material;Develop any third-party applications that interact with our Services without our prior written consent;

Provide false, inaccurate, or misleading information; or

Encourage or induce any third party to engage in any of the activities prohibited under this Section.

INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated by us, all intellectual property rights in the Website and in any content provided in connection with our Services, are the property of GiftcardsNaira.com or our licensors or suppliers and are protected by applicable intellectual property laws. We do not give any implied licence for the use of the contents of the Website.

You accept and acknowledge that the material and content contained within the Website is made available for your personal, lawful, non-commercial use only and that you may only use such material and content for the purpose of using the Website. You further acknowledge that any other use of content from the Website is strictly prohibited and you agree not to infringe or enable others to infringe our intellectual property rights.

You agree to retain all copyright and other proprietary notices contained in the material and content within the Website on any copy you make of the material, but failing to do so shall not prejudice GiftcardsNaira.com’s intellectual property rights therein.

You may not sell or modify the Website materials or reproduce, display, publicly perform, distribute or otherwise use the materials in any way for any public or commercial purpose. Your use of the materials on any other website or on a file-sharing or similar service for any purpose is prohibited.

You may not copy any material or content contained on the Website or accessible through the Website without our written permission. Any rights not expressly granted herein to use the materials contained on the Website are reserved by GiftcardsNaira.com in full.

FEEDBACK AND USER SUBMISSIONS
GiftcardsNaira.com is always improving its services and the Website. If you have ideas or suggestions regarding improvements or additions to GiftcardsNaira.com’s Services or the Website, GiftcardsNaira.com would like to hear them;

however, any submission will be subject to these Terms.

Under no circumstances will any disclosure of any idea or feedback, or any related material to GiftcardsNaira.com or any of its subsidiaries, parents or affiliated companies, or any of theirofficers, directors, managers, members, shareholders, employees and agents, or any of their heirs, successors, representatives and assigns (each a ‘GiftcardsNaira.com Party’ and collectively, the ‘GiftcardsNaira.com Parties’) be subject to any obligation of confidentiality or expectation of compensation.By submitting an idea or feedback or any related material that would be subject to intellectual property rights (the “Work”) to GiftcardsNaira.com or any GiftcardsNaira.com Party, you grant to GiftcardsNaira.com, in respect of the Work submitted, a non-exclusive, perpetual, worldwide royalty free licence to use all of the content of such ideas and feedback, for any purpose whatsoever. Further, you are waiving any moral rights to the fullest extent permitted under Nigeria law that you may have in the Work and are representing and warranting to such GiftcardsNaira.com Party that the Work are wholly original with you, that no one else has any rights in the Work and that all GiftcardsNaira.com Parties are free of any royalty to implement the Work and to use the related material if so desired, as provided or as modified by any GiftcardsNaira.com Party, without obtaining permission or licence from any third party.

You further accept that GiftcardsNaira.com may sub-licence any of the GiftcardsNaira.com Parties to use in any way any Work and material you have submitted.We have the right to remove any posting you may make to the Website, in our absolute discretion, without warning or reasons.

FORCE MAJEURE
If by reason of any Force Majeure Event, either you or GiftcardsNaira.com is delayed or prevented from complying with any of these Terms, then such delay or non-compliance shall not be deemed to be a breach of these Terms and no loss or damage shall be claimed by you or GiftcardsNaira.com by reason thereof.NATURE OF AGREEMENT1.

These Terms constitute the entire agreement between you and GiftcardsNaira.com with respect to the subject matter of these Terms and these Terms cancel and supersede any prior understandings and agreements between you and GiftcardsNaira.com as to that subject matter. You may not assign any of your rights or obligations under these Terms without our prior written consent